单选题:下列关于购房者申请个人住房贷款的说法,正确的是(  )。

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  • 题目类型:单选题
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题目内容:
下列关于购房者申请个人住房贷款的说法,正确的是(  )。 A.贷款还款期限越长越好
B.购房者已利用贷款购买住房,又申请购买第二套住房的,贷款首付比例一般不得低于40%
C.贷款额度与购房者所能提供的担保及自身的资信情况有关
D.购房者购买首套自住房。贷款首付款比例不得低于20%

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