多选题:个人基础数据库信用查询主体包括(  )

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题目内容:
个人基础数据库信用查询主体包括(  ) A.商业银行
B.司法部门
C.公民个人
D.劳动人事保障局

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下列不属于贷款流程的是(  )。

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