单选题:人身保险与财产保险的保险金额确定方式不同,人身保险是由投保人与保险人双方在法律允许的范围与条件下,协商约定后确定。其原因

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题目内容:
人身保险与财产保险的保险金额确定方式不同,人身保险是由投保人与保险人双方在法律允许的范围与条件下,协商约定后确定。其原因是( )。 A、人的生命价值很难用货币来计价

B、人身保险受到人的年龄约束 C、人身保险涉及第三方

D、人身保险的医疗费用是不确定的
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